Effective Date: 29 March 2025
Welcome to Cardio. These Terms of Service (“Terms”) govern your use of the Cardio platform (“Service”). By accessing or using the Service, you (“you,” “your,” or “user”) agree to these Terms. If you do not agree, please do not use the Service.
1. Description of Service
The Service is a digital card product provider that allows users to create, manage, and share their personal or professional identity through a digital card. The platform offers a modern, convenient, and eco-friendly alternative to traditional paper business cards.
2. Acceptable Use
You agree to use the Service only for lawful and appropriate purposes. You may not use the Service to engage in illegal, fraudulent, harmful, or disruptive behavior. Unauthorized use or abuse of the Service may result in termination of access.
3. User Content and Ownership
By uploading content to the Service, you confirm that you have the rights to do so. You grant us a non-exclusive, transferable, royalty-free, worldwide license to use, display, and distribute your content within the Service. You retain ownership of your content.
When you purchase a digital card, you are granted access to all functionality of the Service. You own your digital card but may not resell or redistribute it. Deleted cards cannot be recovered. No refunds will be issued for deleted or unused cards.
4. Credit System and Payments
The Service uses credits as a form of digital currency to create cards. One credit is required per card creation. Once a credit is used, it is non-refundable. All purchases are final. If you encounter technical issues, please contact our support team.
5. Modifications and Availability
We reserve the right to modify, suspend, or discontinue any part of the Service at any time without notice. While we aim to maintain uptime, uninterrupted access is not guaranteed.
6. Data Collection and Analytics
We collect web analytics and related non-personal data to improve performance and user experience. By using the Service, you consent to this data collection.
7. Disclaimer of Warranties
The Service is provided “as is” without any warranties, express or implied. We do not guarantee that the Service will meet your requirements or be free from interruptions, errors, or security issues.
8. Limitation of Liability
We are not liable for any indirect, incidental, or consequential damages arising from your use of the Service. This includes loss of data, revenue, or business.
9. Governing Law
These Terms are governed by the laws of Singapore. Any disputes will be resolved under the jurisdiction of the courts of Singapore.
10. Updates to the Terms
We may update these Terms from time to time. Changes will be posted on this page. Your continued use of the Service indicates your acceptance of any changes.
For questions about these Terms, contact us at:
📧 hello@mycardio.co
Thank you for using the Cardio.